Investment clients often need advice to set their financial goals and determine how much money they should save for future expenses. Some clients also need advice about how much money they can spend on current expenses while still preserving their capital.
Our Financial planners help our clients understand their current and future financial needs, the risks they face when investing, their ability to tolerate investment risks, and their preferences for capital preservation versus capital growth. Financial planners create savings and investment plans appropriate for their clients’ needs. The plans often require complex analyses that depend on expected rates of return and risks for various securities and assets, the client’s capacity and tolerance for bearing risk, tax considerations, and projections of future expenses. Future expenses are often particularly difficult to forecast. They may depend on inflation and, in the case of retirement expenses, uncertain longevity and uncertain future health care expenses.Â
Many pension funds employ financial planners to help pension beneficiaries make better savings decisions. Some employers also contract with financial planning consultants to make financial planning services available to their employees and retirees. Increasingly, financial planners provide financial planning advice over the internet to retail investors.
Last 5 years
We started investing in 2007. It was love at first trade. Once we found success we started helping investors with our unique ability to cut through the bull and make complex ideas simple.
